Capital Gains Tax On Rental Property

We will be contacting a CPA but for the mean time we are interested in a ballpark figure and some help.

My family (Parents, Brother, Myself) bought a condo in Florida that we rent out on a weekly basis. It’s rented about 30 weeks a year and the rest is used for family or left empty.

We all fall into the 25% tax bracket

The condo was purchased for
$92,500 on 7/2001

$86,000 is currently left on the mortgage

We were offered $155,000 and will probably accept the offer tomorrow. (Closing would be 2/13/04)

Where does that leave us with capital gains? At this time we are not particularly interested in reinvesting. Maybe so in 2-5 years.

Our primary homes are located in Ohio.

So the numbers I have are

Sale Price 155000
Buyer's Closing
Home Warranty 0
Doc Fees 1085
Commission 9300
________________________
Gross 144615
Current Mtg 86000
________________________

= $69,000

Whatever is left would be divided into 3.

Thanks

Comments(1)

  • DaveT14th January, 2004

    Just a ballpark.

    Your total taxable profit appears to be about $52K, which makes your share somewhere between $17000 and $17500.

    A 15% capital gains tax rate puts your tax liability between $2550 and $2625. Depreciation allowed during your holding period will be recaptured at a 25% rate.

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