Buying For Less Than The Mortgage Payoff

Does a subject-to work if the seller agrees to a price lower than the mortgage payoff, i.e., Could he pay the principal down to the dollar amount that was agreed upon? Would he need to do this before closing?

Comments(1)

  • Tedjr6th December, 2003

    Yes they can pay the loan down. It would probably be done at the closing with either the title company or lawyer. I almost bought a duplex for the full inflated price and the owner was going to pay off another one and deed it to me. Buy one free and get another free (and clear).

    Good LUCK and HAPPY HOLIDAYS

    Hope this helps some

    Ted Jr

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