Buying At Sheriff Sale
I’m a newbie that lives in Franklin County, Columbus, Ohio. Sheriff sales in this county require different amounts of deposits than other surrounding counties. Some are as high as 80% of the appraisal. Since I don’t have that kind off cash to put down on these sales, I am looking for a source of cash to be able to bid on these SFR properties. Hard moneylenders will not loan on this kind properties until you hold a mortgage. Looking for cheapest rates to borrow money or partner with someone, because I already have adequate financing after sale. Any help would be appreciated. 
“There is no way on the Internet to find a list of the upcoming sales dates or properly listings for each date.”
Franklin County Sheriff Website: http://www.sheriff.franklin.oh.us/, visit web site and take a look around. Auditor’s website, http://www.franklincountyohio.gov/auditor//, will give you all the info including pictures of house, that you could possibly ever need.
“As a newbie, be aware that there are very few "bargains" at these sheriff sales and that the experienced people will have their eyes on them before you.”
I am aware of the more experienced people; they will be bidding at the same time as I would, with highest bidder getting the sale. Level playing surface, my question is with the amount of deposit required on some of the properties, as some of the better deals require larger deposit, which I unfortunately do not have. If the property has the potential of flipping for a profit, how can I overcome the obstacle of required deposit?
If you have very little money in a property, like a subject to deal, then maybe you are comfortable doing your own title search. But if you are crossing some dollar comfort level then you best buy the insurance and let the professionals fix the problems. I usually will not buy title insurance if I am giving the person a couple of thousand, but when I have more than say 3k invested in a house, I am getting insurance.
You are going to have to buy insurance anyway when you sell the house. Seller typically pays for title insurance. You will get a reissue credit (costs you less money) if you go to the same title company.
Brenda