Yep, I would talk to your mortgage company or bank who you have your first loan with. Don't sign with them, go to another place and see if you can get a better deal, if you can, come back to your primary mortgage/bank and negotiate. Depending on the bank (and of course, the state of your house after all these damn hurricanes) you can get a HELOC in as little as a week.
Yep, I would talk to your mortgage company or bank who you have your first loan with. Don't sign with them, go to another place and see if you can get a better deal, if you can, come back to your primary mortgage/bank and negotiate. Depending on the bank (and of course, the state of your house after all these damn hurricanes) you can get a HELOC in as little as a week.
Ray Higdon