Need Quick Clarification.

Just a quick question. When someone says that they want to purchase the house at 70% or less of the market value, do they mean they want it of 70% or less of it's "AS IS" value or of the ARV?? I guess I am asking more for rehabs because if it didn't need rehab it wouldn't be of the ARV.

Comments(3)

  • just_for_giggles18th July, 2004

    The "70% Rule" means 70% of the ARV so the investor is immediately holding a 30% equity position with room to make improvements to the property. FMV is the value "as is."

  • adtxs218th July, 2004

    OK thank you for clearing that up for me, however here is another related question. How can I assure that I am securing the property at 70% of the ARV. When I check comps on houses I use 3 sites 1 being the county assessor and all 3 sites come up with different comps, then on top of that some people state the ARV and it is different then all the comps I have looked up. So who/what am I to believe when placing the ARV on a house?

  • jeff1200218th July, 2004

    One more thing, Trust your own numbers. If you have done your own due dilligence, your numbers will work for you. Trust yourself to stay alive, Others should do the same for themselves.
    Good luck,
    Jeff

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