Can Someone Explain The HUD Process?

Can someone give me a basic view of how the HUD process works? Do I need an RE agent or can I bid myself? Thanks!
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Comments(4)

  • JeffAdams25th February, 2004

    You need a broker. If you build a relationship with a broker they will give you their information and you can bid yourself. The key is to bid on a lot of properties.

    Also, all HUD cares about is their "net to HUD"... Meaning if you bid $100k on a house, the net would be around $95k to HUD because your agent would get a
    $5k commission. If I bid $100k the net
    to HUD would be $100k approximately and I would get the bid. I have an arrangement made with a Broker I am working with and pay her a flat fee of
    $500.00 after it closes! HUD pays what they call a "broad listing broker" a small
    percentage to list in the MLS for them for each specific area.

    For more information on HUD you can visit: www.goldenfeather.com


    Best Riches,
    Jeffrey Adam
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  • mark102825th February, 2004

    Is it true that the government is planning on phasing out Section 8? Has anyone heard about that?

  • tinman175525th February, 2004

    The money from Section 8 comes from pmi. Less than 3% of all people ever collect their pmi money. There is so much unclaimed money, that is why in my area people are actually getting mortgages where section 8 pays for their mortgage for up to 15 years.

    Lori
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  • CREIPAP27th February, 2004

    Quote:
    On 2004-02-25 23:07, tinman1755 wrote:
    The money from Section 8 comes from pmi. Less than 3% of all people ever collect their pmi money. There is so much unclaimed money, that is why in my area people are actually getting mortgages where section 8 pays for their mortgage for up to 15 years.

    Lori



    What is pmi? I like to get mortgage for 15 years that No. 8 pay for me for 15 years. How can I get this mortgage. It looks great.[ Edited by CREIPAP on Date 02/27/2004 ]

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