Add Person To Creditcard, Is It Bad?

If i add my wife to my credit cards and if she does not take care of her credit does that effect my credit rating

Comments(4)

  • linlin17th January, 2006

    heck yes.
    A fw years ago I added a friend to my cards to help her out. She went crazy on the cards and was intercepting the bills. I was not concered with not getting the bills as I was not using the cards so to my knowledge no balance due.
    By the time I caught on to her game my credit was scattered with lates took me months of making nice with Citibank after I paid off the card for them to change it

  • linlin31st January, 2006

    See if any of your credit card companies have low interest balance transfers and try that to consolidate debt to fewer cards.
    Go talk to your bank and see if they offer that automatic overdraft protection. Some banks do and will pay any NSF check although they will still charge the bounced check fee.
    Check if the credit cards carry that debt insurance where they pay the payments if you become unemployed or under employed.
    Call your CC companies and ask for an extension of due date without late penalty. No late fee charged means they do not report the payments as late

  • BJB31st January, 2006

    Sorry.. slight detail left out.... I no longer own the property.

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