A Good Credit Repair Company

Can anyone recomend one they used. I know I can do it myself but the time is more valuable to me. If you have had good rresults with someone let me know. Jim

Comments(4)

  • d_random19th December, 2005

    Most companies are scam artist and in some states they are illegal.

  • 25th January, 2006

    First, there are credit repair providers that are worthy.
    Not sure of any states that they are illegal in?
    Not all states require licensure/bonding though.
    A good rule of thumb is use only a pay for performance providers. Yes they exist.
    This is spelled out in C.R.O.A. (Credit Repair Organization Act - This spells out not the consumers rights like the masses love to publish but HOW a provider can provide services, charge fees etc.) and just like any good or reputable services provider/contractor worth his/her salt, money up front surely separates the good from the wanna-bee’s. You pay only when items are corrected by one of the 3 repositories, evidence of correction is mailed direct to you from each bureau, you pay provider.
    I wanted my scores higher sooner than later. With self help there is a learning curve thus it takes longer as evident by the last post. Mine took about 210 days from start to finish 32 items, 93 points later I am a happy investor.
    So that my 2 cents and experience hope it helps…

  • campocanty25th January, 2006

    Thanks can you recomend one. I dont have time to do it myself. Jim

    Quote:
    On 2006-01-25 14:24, KingdomAgenda wrote:
    First, there are credit repair providers that are worthy.
    Not sure of any states that they are illegal in?
    Not all states require licensure/bonding though.
    A good rule of thumb is use only a pay for performance providers. Yes they exist.
    This is spelled out in C.R.O.A. (Credit Repair Organization Act - This spells out not the consumers rights like the masses love to publish but HOW a provider can provide services, charge fees etc.) and just like any good or reputable services provider/contractor worth his/her salt, money up front surely separates the good from the wanna-bee’s. You pay only when items are corrected by one of the 3 repositories, evidence of correction is mailed direct to you from each bureau, you pay provider.
    I wanted my scores higher sooner than later. With self help there is a learning curve thus it takes longer as evident by the last post. Mine took about 210 days from start to finish 32 items, 93 points later I am a happy investor.
    So that my 2 cents and experience hope it helps…

  • mrmark25th January, 2006

    Hi,
    If you go to officemax/officedepot they offer a credit repair kit for under $40. No quick results, but it will get you at the very least, in the right direction . If no success, keep your receipt & get your refund! Just a suggestion, Mark

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