3 In 1 Credit Report All Over The Place.
My 3-1 was done by equifax and reported a good FICO score (for me) of 552. It is slowly but surely getting higher because I am really staying on top of my bills. My question is why are the 3 so different when they report. Equifax is pretty on the ball, Equarian? is pretty off in the collection status. They say I have collections that don't exist. Honestly I don't have collections with the company they say I do. I have a zero balance with them, and the other one is just completely off the map. I hope noone actually looks at that thing because you need a law degree to figure it out. I don't even know half the things they have listed and they don't even have my correct address. It seems like they would atleast communicate a little and get some facts straight between them. I am just looking for closure I guess 
I am really wanting to make things right and I don't want anything to look worse than it really is. Can anyone justify or tell me more about how they report or how the report is looked at.
Sincerely Concerned Rookie Investor. 
You can dispute any item on your credit report. I would say to do it if there are inaccurate items. I found a list once about which credit bureau is the most prominent for each state. If someone else can't find the link, I would say call 4 or 5 mortgage brokers and ask them.
Read my first article.
http://www.thecreativeinvestor.com/Article1.html