1st Foreclosure Deal

I kind of fell into a foreclosure deal that could make sense but don't really have the knowledge to know if it is worth it.
How much profit makes a deal worth doing?
Payoff is 101K, got a contractor bid for 35K, cause the place is a dump, and a verified appraisal for 165K. It is preforeclosure and are getting a rehab loan. The profit will be split 3 ways (50,25,25) because I am putting no money up. Is there any other way to do this, the contractor bid makes me nervous, are they usually close, does this make any sense? Thanks for any info!

Comments(3)

  • Tedjr16th January, 2004

    I would allow at least 10 % for stuff the bid may not cover. Most rehab guys use the 70% rule. So 70% times your ARV is $115,500 less the repairs of $40,000 would give you a number that is the most you should pay for the property as is which is $75,500. This is a rule of thumb and is for guys why use expensive hard money loans and buy to fix and sell. You may be able to pay a little more if it is a really hot market or you can get better financing or can sell yourself without a Realtor or are willing to sell with owner financing.

    Good LUCK and Thank You
    Hope this helps some
    Ted Jr

  • Sunre16th January, 2004

    DITTO to Tedjr

  • flipstyle18th January, 2004

    thanks for the advice ted

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